What is non-medical life insurance?
Non-medical life insurance assumes no medical test when issuing a policy as opposed to a traditional policy where medical tests are required.
Non medical life insurance or sometimes called “no medical exam life insurance,” is a type of insurance that can qualify you for coverage without the need for a medical exam under a doctor. In doing so, you can open yourself up to financial products that, in the past, you would not be eligible under. Whether you have health issues or other reasons to avoid an exam, this can be a valuable alternative.
Why choose non-medical life insurance?
Non medical life insurance could be the perfect choice for you, especially if you’ve been turned down for traditional life insurance before.
The following could be great reasons for choosing non-medical life insurance: you are a smoker,you have been turned down for life insurance in the past, you are overweight or suffering from health complications due to weight and/or you do not want to go through a medical exam. Just a few simple health questions (without a medical exam), can have you accepted for non-medical life insurance.
Benefits of non-medical life insurance
Life insurance without a medical exam has historically been made available to those individuals that have moderate to severe health issues.
Increasingly, such coverage is also available through accelerated underwriting to healthy individuals that may want to set up coverage quickly and avoid the pain points of traditional underwriting. Non medical coverage offers several benefits such as: easier underwriting process, accommodating for those with prior health considerations or previous declined applications, not having to deal with blood work or needles and no face to face interaction necessary.
What is non-medical life insurance?
Non-medical life insurance assumes no medical test when issuing a policy as opposed to a traditional policy where medical tests are required.
Non medical life insurance or sometimes called “no medical exam life insurance,” is a type of insurance that can qualify you for coverage without the need for a medical exam under a doctor. In doing so, you can open yourself up to financial products that, in the past, you would not be eligible under. Whether you have health issues or other reasons to avoid an exam, this can be a valuable alternative.
Why choose non-medical life insurance?
Non medical life insurance could be the perfect choice for you, especially if you’ve been turned down for traditional life insurance before.
The following could be great reasons for choosing non-medical life insurance: you are a smoker,you have been turned down for life insurance in the past, you are overweight or suffering from health complications due to weight and/or you do not want to go through a medical exam. Just a few simple health questions (without a medical exam), can have you accepted for non-medical life insurance.
Benefits of non-medical life insurance
Life insurance without a medical exam has historically been made available to those individuals that have moderate to severe health issues.
Increasingly, such coverage is also available through accelerated underwriting to healthy individuals that may want to set up coverage quickly and avoid the pain points of traditional underwriting. Non medical coverage offers several benefits such as: easier underwriting process, accommodating for those with prior health considerations or previous declined applications, not having to deal with blood work or needles and no face to face interaction necessary.
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(647) 972-6641
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Ajax, Ontario L1S 6B3
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info@williamsandcroft.ca